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Christine Cheah

In Touch

A Monthly Curated Newsletter

In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time.

Moving from Self Doubt to Self Confidence

It would be nice if moving from self doubt to self confidence just came naturally. However, moving from self doubt to self confidence is a practice you can adopt, with practice. When you are able to identify where your insecurities lie and what is stopping you from feeling confident, you can then start the process of moving from self doubt to self confidence. You will be able to work on eliminating the blocks that are keeping you from moving through life with assuredness. Here are some of the culprits for the patterns of self doubt and ideas for what you can do about them.

 
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Why confidence and knowledge can lead to smart money decisions

Two common areas that cause people to procrastinate financially are knowledge and confidence. Logically, we know that financial literacy can boost our confidence to make informed money-management decisions. Yet, many people tell me that they lack the confidence to learn and absorb that financial knowledge, which holds them back. However, everybody is capable of effectively managing their money. While some need mindset adjustments, others need a confidence boost or a little reassurance that they are on the right track. Take small steps, follow and when doubt starts to creep in, remind yourself that money is only a tool and you are learning.

 
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9 Habits That Are Destroying Your Confidence

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Christine Cheah
 
 
 
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Testimonials and Referral Notes

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Yessica. Liquidator

I got to know Christine after my former agent left the industry. I like that Christine’s financial planning process was concise and straight to the point, ensuring my needs were met efficiently. She provided very clear explanations of the benefits of the policies. Christine is knowledgable and possess the ability to provide clear illustrations of the benefits of the plans she offered. The greatest value Christine brought to me is to provide clear and detailed information about policies and their long-term benefits. To anyone who might be unsure about which insurance policies to get, Christine is the right person to provide expert advice!

Donny Tan. Marketing Manager

Christine and I got randomly connected online. I wanted to buy hospital insurance and filled out an online enquiry and Christine was assigned to my enquiry. Christine is detailed and explains things clearly. She also does comparisons of options with my interests as priority. Christine also isn’t pushy and is mindful of my budget and commitments. Christine considers my needs and budget, and she is not aggressive to sell me the most expensive policy citing best coverage but find what suits me best I would recommend Christine to my friends and family as she is sincere, listens and considers my needs whenever recommending solutions to me. The biggest value Christine had brought to me is to help me set up my retirement funds comfortably even though I started retirement planning a bit later.

Aaron & Lily Chew. Engineer & Healthcare Professional

I knew Christine since secondary school and she has been in this industry for many years which was why I approached her myself when my wife and I wanted to enhance our insurance plans. I was impressed with how Christine took the time to understand our needs and was patient with our questions, provided me with clear and concise answer that best fit my situation, without hard selling of any sorts. What stood out to me the most about Christine was her down to earth approach and knowledge on the subject matter. She has an exceptional understanding she was able to explain the complexities in a way that was easy for me to understand. I felt confident that we was making the right decision with her guidance. I would recommend Christine to anyone looking for an insurance agent because simply because she is a pleasure to work with The biggest value that Christine brings to me is the peace of mind that comes with knowing that I have the right person to turn to for insurance. I trust her expertise and know that I am in good hands with her as my agent.

Vivien Ho. Product Manager

I got to know Christine through my family, who is their servicing agent. Christine is very detailed and explained in a manner where it is easy to understand. She is also helpful in answering any questions I had during the process. Christine helped me plan for CI, Death & disability, and hospitalisation coverage. I particularly liked her professionalism, knowledge and skillsets where she was also very knowledgeable in the solutions she recommended. She is very patient, caters solutions to your personal needs and also easy to approach! I will definitely recommend Christine to my friends! I now have a peace of mind for my insurance, and do not have to worry or stress over any processes. Christine has put my mind at ease!

Arun & Pooja. Investment Analyst & Healthcare Professional

I got to know Christine through my wife, who has existing policies with her and appreciates her transparent and collaborative approach. What we like most about Christine is how patient and detailed she is throughout the financial planning process. In spite being more knowledgeable than her clients on the policies/plans and options available, she does not try to up sell but instead tries to provide the most tailored solutions to one’s needs and explains what is not necessary. I recently bought a term plan and critical illness coverage with her after a few rounds of discussion and deliberation, and appreciate that she did not rush the process. She proactively prepares different solutions ranging from basic to most comprehensive and explains why she has done so. Her professionalism stands out - she is always open to our queries/suggestions even if some of them are repeated. Further, she is very attentive and responsive - always on hand ready to help when she is contacted. All in all, it has been a very pleasant and informative process with Christine who has proven to be someone we can trust - both because she shows great integrity and because she is very knowledgeable about her craft. Being someone who actively manages my personal finances, these are the attributes in a personal financial planner I value the most. I am glad my wife introduced me to Christine and would definitely recommend her to anyone who needs their personal portfolios reviewed.

Ivonne Tan. Childcare Teacher

I got to know about Christine when my colleague, had met Christine few years prior, introduced her to get me starting on an insurance plan. I particularly liked Christine’s process of understanding my whole story and concerns first before diving into the plans. I made my decision to buy from Christine as I believe she really took into consideration my concerns, budget and more. One thing that I especially like about Christine is how knowledgable she is and how she was able to explain everything clearly to me, who had just started on this journey. I would recommend her to my friends because she understands the concerns and constraints a young adult would have, and she clearly works around our budget and our budget only. The greatest value she has brought to me is that she has opened up to world of insurance planning and had taught me plenty about planning for my life and my loved ones.